Is Pet Insurance Worth It?
Research has shown us that pet insurance is indeed the best thing ever...
When you bring a newborn baby home from the hospital, you take every step possible to ensure that he or she will have as safe and comfortable a life as possible. That usually includes making sure that you have medical insurance in case, heaven forbid, illness should strike you child. Since many folks look at their pet as an extension of their family, pet insurance might be something to think about to ensure a happy life for your new pooch or kitty. The truth is that most pet owners don’t even consider pet insurance until they are hit with a huge bill from your local vet.
Most pet owners are aware of the concept of pet insurance, but usually end up being torn on whether or not the monthly investment is actually worth it in the long run. Before making that decision, there are a few factors to take into account. Budget is obviously at the top of the list for most, but you might be surprised to learn that there is no standard price in place for pet insurance. Just because your neighbor pays a hefty monthly pet insurance bill for their Great Dane, doesn’t mean that you will pay the same amount for your pooch. Prices will vary depending on the breed, which means it might be worth doing a little research on the type of animal you want before buying.
Another thing to consider with pet insurance is what exactly is covered in the policy that you choose. Most policies cover the basic treatments, tests, and surgeries, but might not cover dental or animals that have some sort of pre-existing condition. If you were bringing home an animal from the pound, it would be a good idea to take a look to see if your new pet has had any medical problems in the past. Those might just be enough to render your shiny new pet insurance policy invalid. Do your homework on the insurance and animal history front and there is little chance you will encounter any surprises along the way.
Talk to your veterinarian to get an idea of what he or she thinks about pet insurance, as well as discovering which particular policies they think would suit your specific pet. They will have a much better idea of the potential problems your breed might face, not to mention the costs associated with treating those issues. At the end of the day, your vet will likely recommend that you go with some level of insurance. Veterinary treatment is not cheap, and you always want to have multiple options when it comes to the health of someone or something you love. Do some research and give pet insurance a look, you might be surprised by what you see.
This review site is the work of Zaida Falck - With a passion & care for all pets!Because I believe that all animals as pets deserve the best insurance possible. Don't you? |
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